Travelner

A Comprehensive Guide to Travel Insurance for Parents Visiting USA

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Jan 27, 2024 (UTC +04:00)

Planning a trip for your parents to the USA? Ensure their peace of mind with comprehensive travel insurance. Discover key benefits, top-rated plans, and how to choose the right coverage for their needs. Let Travelner Insurance safeguard their American adventure with the best travel insurance for parents visiting USA.
Protect your parents during their trip to the USA with travel insurance

Protect your parents during their trip to the USA with travel insurance

1. Understanding the Importance of Travel Insurance for Parents Visiting USA

The high cost of healthcare in the United States is a well-known fact. According to a study by the Commonwealth Fund, the United States spends more on healthcare per person than any other developed country, with an average cost of $9,886 in 2020. For parents, who are more likely to require medical care during their travels, the financial burden of these expenses can be overwhelming.

Travel insurance acts as a safety net, ensuring that your parents are covered for medical expenses incurred during their trip. This includes doctor's visits, hospital stays, emergency treatment, prescription medications, and even emergency evacuation if necessary. By having travel insurance, you can rest assured that your parents will receive the medical care they need without facing financial ruin.

2. Exploring the Key Benefits of Visitors Insurance for Parents Visiting USA

The benefits of travel insurance for parents visiting USA extend far beyond medical coverage. Here are some of the key benefits that make travel insurance an indispensable part of any travel plan:

Medical Coverage: Comprehensive coverage for medical expenses, including doctor's visits, hospital stays, emergency treatment, and prescription medications.

Trip Cancellation/Interruption Coverage: Reimbursement for pre-paid travel expenses if the trip is canceled or interrupted due to unforeseen circumstances, such as illness, family emergencies, or flight cancellations.

A reliable visitor insurance plan offers a variety of benefits for parents visiting USA

A reliable visitor insurance plan offers a variety of benefits for parents visiting USA

Emergency Evacuation Coverage: Coverage for transportation costs if medical evacuation is necessary, ensuring that your parents can receive the best possible care in a timely manner.

Baggage Loss/Delay Coverage: Reimbursement for lost, damaged, or delayed luggage, providing financial compensation for any inconvenience or additional expenses caused by baggage issues.

Accidental Death and Dismemberment Coverage: Financial protection in case of accidental death or dismemberment during the trip, providing peace of mind and support for loved ones.

3. Navigating the Options: Choosing the Best Travel Insurance for Parents Visiting USA

With a variety of travel insurance plans available, selecting the right one for your parents can be a daunting task. To make an informed decision, consider the following factors:

Age and Health: Older travelers and those with pre-existing medical conditions may require specialized plans with higher coverage limits and specific coverage for their pre-existing conditions.

Trip Duration: Plans vary in terms of coverage duration, so ensure the plan aligns with the length of your parents’ trip. For extended trips, consider plans that offer longer coverage periods.
The right travel insurance for parents visiting the USA is an option that fits their travel needs.

The right travel insurance for parents visiting the USA is an option that fits their travel needs.

Coverage Limits: Carefully review the coverage limits for medical expenses, trip cancellation, emergency evacuation, and other relevant benefits. Choose a plan with coverage limits that meet your parents' needs and provide adequate financial protection.

Deductibles and Exclusions: Understand the deductibles (out-of-pocket expenses) and exclusions (conditions not covered) before purchasing the plan. Compare deductibles across different plans and ensure that the exclusions do not pose a significant risk to your parents' health and travel plans.

4. Understanding the Cost of Medical Insurance for Parents Visiting the USA

Travel medical insurance for parents visiting USA cost depends on various factors, including the age of the travelers, the trip duration, the coverage limits, and the insurance provider. Generally, plans for older travelers with higher coverage limits cost more. However, the cost of travel insurance is often a small investment compared to the potential financial burden of medical expenses in the USA.

The cost of travel insurance is often a small investment compared to the medical expenses in the USA.

The cost of travel insurance is often a small investment compared to the medical expenses in the USA.

5. Patriot Travel Series - Travel Medical Insurance for parents visiting USA    

The Patriot Travel Series is a comprehensive travel medical insurance plan designed specifically for parents visiting the USA. It offers a range of benefits to provide peace of mind and financial protection during their travels.

 

Patriot Lite Travel Medical InsuranceSM

Patriot Platinum Travel Medical InsuranceSM

 

Maximum Limit

Up to $1,000,000

Up to $8,000,000

Medical Expenses

Up to the maximum limit

Up to the maximum limit

Covid-19 Medical Expenses

Covered and treated as any other Sickness

Covered and treated as any other Sickness

Emergency Medical Evacuation

$1,000,000

Up to the maximum limit

Lost Luggage

$500 maximum limit, $50 per item

$500 maximum limit, $50 per item

Personal Liability

$25,000 combined maximum limit

$25,000 combined maximum limit

Return Travel

$10,000 maximum limit

$10,000 maximum limit

24-Hour Accidental Death and Dismemberment

$50,000 principal sum

$50,000 principal sum

The Patriot Travel Series plan offers a range of coverage options to meet the specific needs of your parents. You can choose from coverage periods ranging from 15 days to 364 days, and you can also choose different deductible levels to adjust the premium cost. 

With its comprehensive coverage, high limits, and additional features, the Patriot Travel Series is a reliable choice for parents visiting the USA. It provides peace of mind and financial protection, allowing your parents to focus on enjoying their travels without worrying about unexpected expenses. To learn more about the Patriot Travel Series plan and get a quote, contact Travelner today. Our experienced agents can help you choose the right coverage for your parents' needs and ensure they have a worry-free journey to the USA.

6. Why choose Travelner Insurance to get travel insurance for parents visiting USA?

Here are some reasons why you should choose Travelner Insurance to get travel insurance for parents visiting the USA:

Expertise in Travel Insurance for Parents: Travelner Insurance has extensive experience in providing travel insurance for parents visiting the USA, and we understand the unique needs and concerns of older travelers.

Comprehensive Coverage Options: We offer a wide range of travel insurance plans for parents, including the Patriot Travel Series, which provides comprehensive coverage for medical expenses, trip cancellation/interruption, emergency evacuation, and accidental death and dismemberment.

Competitive Rates: We strive to offer competitive rates on our travel insurance plans, so you can find the right coverage for your parents' needs without breaking the bank.

Travelner Insurance - a trusted companion for parents visiting the USA.

Travelner Insurance - a trusted companion for parents visiting the USA.

Excellent Customer Service: Our team of experienced travel insurance agents is always available to answer your questions and help you choose the right coverage for your parents' trip.

24/7 Emergency Assistance: We provide 24/7 emergency assistance to your parents worldwide, ensuring they have access to help whenever they need it.

No Age Limits: Our travel insurance plans cover travelers of all ages, so your parents can travel with peace of mind regardless of their age.

In addition to these reasons, Travelner Insurance also has a strong reputation for providing high-quality customer service and making the travel insurance process as easy as possible for our customers. We are committed to helping your parents have a safe and enjoyable trip to the USA.

7. Conclusion: Ensure a Safe and Enjoyable Journey with Travelner Insurance

Planning a trip for your parents to the USA? Ensure their peace of mind and financial protection with comprehensive travel insurance from Travelner Insurance. Our Patriot Travel Series plan offers comprehensive coverage for medical expenses, trip cancellation/interruption, emergency evacuation, and accidental death and dismemberment. With our competitive rates, excellent customer service, and 24/7 emergency assistance, you can rest assured that your parents are well-prepared for any unexpected circumstances during their travels. Contact Travelner Insurance today to get a quote and safeguard their American adventure with the best travel insurance for parents visiting the USA.