How to Find the Best Over 70 Travel Insurance Post Office?

If you're familiar with over 70 travel insurance Post Office but unsure how to choose the best option from this company, you're in the right place. In this article, we'll help you understand this brand, what it covers, the benefits and limitations of purchasing Post Office travel insurance, and how to make your purchase.

Let’s explore the best over 70 travel insurance Post Office

1. What is the over 70 travel insurance Post Office?

The over 70 travel insurance Post Office is a travel insurance policy offered by the Post Office company. This plan provides coverage for unexpected situations during travel, such as medical expenses, trip cancellations, and lost luggage. With this plan, seniors and pensioners aged 70 or above embarking on international journeys can travel with peace of mind, knowing that they’re protected throughout their journeys.

The over 70 senior travelers can buy single-trip and annual multi-trip policies from the Post Office. However, it's important to note that the duration of coverage varies based on the traveler's age. For instance, coverage extends up to 365 days for seniors aged 70, up to 90 days for those aged 71 - 75, and up to 31 days for seniors aged 76 and over.

Key benefits of these plans include:

• Medical expenses: up to £10 million
• Cancellation: up to £5,000
• Baggage and personal belongings: up to £3,000
• Travel delay and missed departure: up to £1,500
• Money and Travel Documents: up to £500

The over 70 travel insurance post office also considers all medical conditions, with a simple online screening. You just need to answer some questions about your health and medication, and the Post Office will tell you if you are eligible for cover and how much it will cost. 

2. What are the benefits of the over 70 travel insurance post office?

The post office travel insurance for over 70s has several benefits that make it a good choice for seniors and pensioners who want to travel with peace of mind. Some of the benefits are:

No upper age limit on single-trip policies: You can get cover for a one-off trip regardless of how old you are, as long as you meet the other eligibility criteria

Flexible cover levels and optional extras: You can choose from economy, standard, or premier cover levels, depending on your budget and needs. You can also add optional extras, such as trip disruption cover, winter sports cover, cruise cover, or golf cover

You can customize your coverage when buying travel insurance.

Medical Assistance Plus: This is a free service that allows you to access 24/7 health support from qualified professionals, wherever you are in the world. You can book an in-person or video consultation, and receive any medication prescriptions for collection from your nearest pharmacy

Global Health Insurance Card (Ghic) or European Health Insurance Card (Ehic) compatibility: If you are travelling to a country in the EU, you can use your valid UK Ghic or Ehic to access state-provided medical healthcare for free or at a reduced cost. The over 70 travel insurance post office will complement your Ghic or Ehic and cover any additional costs or services that are not covered by the state

3. How to get a quote for the over 70 travel insurance post office?

Getting a quote for the over 70 travel insurance post office is easy and convenient. You can do it online, by phone, or in person at your local Post Office branch. Here are the steps to get a quote online:

Visit the Post Office Website: Start by visiting the official website of the Post Office Insurance section.

Enter Your Details: Navigate to the Travel Insurance section, choose the type of policy you want: single-trip or annual multi-trip and enter your travel details, including destination, trip duration, and age.

Customize Your Coverage: Customize your coverage options based on your specific needs. You can select additional coverage for activities such as winter sports or golf.

Review and Purchase: Review the quote provided, ensuring it meets your requirements and budget. Once satisfied, proceed to purchase the insurance policy online.

Documentation: Upon purchase, you'll receive a confirmation email along with policy documents. Be sure to review these documents carefully and carry a copy with you during your travels.

Make sure to carefully review your travel insurance documents.

4. Cons When Buying Post Office Travel Insurance For Over 70s

When you purchase travel insurance from the Post Office, there are some limits on how long your trip can be. If you're 70 years old or younger, you can enjoy a trip lasting up to 365 days. However, if you fall between the ages of 71 and 75, your trip duration is limited to just 90 days. And for those aged 76 or above, the longest trip covered is limited to only 31 days. These limitations may present challenges for seniors, particularly those who wish to embark on longer journeys or extended stays abroad.

5. Introduction to Travelner Insurance with Patriot Travel Series:

For senior travelers seeking more flexible and inclusive coverage options, Travelner Insurance recommends the Patriot Travel Series. This plan offers coverage from as young as 14 days old up to 99 years old. In addition, the period of coverage ranges from as short as 5 days to as long as 12 months. This means senior travelers can enjoy trips without worrying about age restrictions on travel duration, unlike with some other providers like the Post Office.

The highlight benefits of Patriot Travel Series is: 

• Maximum Limit: Up to $8,000,000
• Medical Expenses: Up to the maximum limit
• Covid-19 Medical Expenses: Covered and treated as any other Sickness
• Emergency Medical Evacuation: Up to the maximum limit
• Emergency Reunion: $100,000 maximum limit
• Identity Theft: $500 maximum limit
• Lost Luggage: $500 maximum limit, $50 per item
• Personal Liability: $25,000 combined maximum limit
• Return Travel: $10,000 maximum limit
• 24-Hour Accidental Death and Dismemberment: $50,000 principal sum

The Patriot Travel Series is one of the best travel insurance options for those over 70.

By offering comprehensive coverage options and flexible policy durations, Travelner Insurance with the Patriot Travel Series empowers senior travelers to embark on their adventures with confidence. In addition, buying Patriot travel insurance from Travelner Insurance is a simple process. You can buy your plans in just a few simple steps:

• Visiting the Travelner Insurance website and accessing the online quote tool. Enter your travel details, including destination, travel dates, and number of travelers, to generate a personalized quote.
• Customize your coverage according to your specific needs and preferences. Choose from a range of coverage options and optional extras to tailor your policy to suit your requirements.
• Review your quote and policy details carefully to ensure that everything meets your expectations. Once you're satisfied, proceed to purchase your travel insurance policy securely online.
• After completing your purchase, you will receive a confirmation email containing your policy documents and other relevant information. Keep these documents handy during your travels for easy reference in case of emergencies.

6. Conclusion

Choosing the best travel insurance for seniors involves careful consideration of various factors, including coverage, flexibility, and additional benefits. While Post Office travel insurance offers comprehensive coverage, it comes with limitations on trip duration for seniors aged 71 and above. Travelner Insurance provides more flexibility with its Patriot Travel Series, offering coverage for individuals up to 99 years old without strict restrictions on trip duration based on age.

In summary, whether you opt for the over 70 travel insurance Post Office or choose Travelner Insurance with the Patriot Travel Series, the key is to select a policy that aligns with your specific needs and preferences. By conducting thorough research and comparing options, seniors can ensure they are adequately protected during their travels, allowing them to focus on enjoying their adventures to the fullest.