Tips for Finding the Best Study Abroad Insurance for International Students

Studying abroad is an exciting and life-changing experience. And travel insurance comes in to offer the safety net during this journey. In this comprehensive guide, let’s Travelner explore the world of study abroad insurance, travel insurance for students studying abroad, medical insurance for students abroad, and how to choose the best health and travel insurance for your international education adventure.

Study Abroad Insurance: Safeguarding Your Journey

1. What is Study Abroad Insurance?

This insurance is a tailor-made policy designed to provide coverage and safeguard students who are pursuing their education in foreign countries. It acts as a financial safety net in case unexpected situations like medical emergencies, illnesses, trip cancellations, trip interruptions, or lost luggage occur.

2. Why is it Essential for Students Abroad?

International students can enjoy their journey with peace of mind by getting study abroad insurance. Here are 3 key benefits of this insurance:

Protecting Your Health and Well-being

Study abroad insurance provides comprehensive medical coverage from emergencies medical to routine healthcare, ensuring you can receive the essential care you need. Without this insurance, international students may find themselves facing exorbitant medical bills in a foreign country.

Safeguarding Your Investment

Studying abroad involves significant financial investment, from tuition fees to travel expenses. With trip cancellation coverage, you can recover your expenses if unforeseen events force you to cancel your trip. It offers peace of mind, knowing that your investment is protected.

Travel Insurance: Safeguarding your investment in education

Supporting Your Visa Application

Before you set off on your study abroad adventure, it's probable that you'll need to secure a visa. In numerous countries, demonstrating sufficient health and travel insurance is a mandatory component of the visa application process. Student travel insurance serves as a crucial document that can support your visa application.

3. Types of Coverage for Students Studying Abroad

Study abroad insurance provides various benefits. Let's take a look at the three primary types of insurance coverage you should have in mind: 

3.1 Travel Insurance

Travel insurance for students studying abroad primarily covers trip-related issues such as trip cancellations, delays, and lost baggage. It also includes emergency medical coverage during your travels.

3.2 Medical Insurance

Medical insurance for students studying abroad is designed to provide coverage for expenses related to medical emergencies. This includes coverage for medical treatment, medical evacuation and more

Travel insurance includes coverage for medical treatment, medical evacuation and more

3.3 Health Insurance

Health insurance for students abroad provides comprehensive coverage for both medical emergencies and routine healthcare needs. It includes visits to doctors, hospital stays, and the cost of prescription medications. It offers peace of mind knowing that you have access to healthcare services when stay outside your home country

4. How to choose the Right Plans For You:

Choosing the right insurance plan before you study abroad is essential. Here's everything you need to consider when buying this insurance. 

4.1 Coverage Options

When selecting study abroad insurance, consider the extent of coverage offered. Ensure it includes medical emergencies, trip interruptions, and personal liability protection.

4.2 Duration of Coverage

Determine the duration of your coverage. Some policies may cover you for the entire duration of your studies, while others are designed for shorter trips.

Choosing the right study abroad insurance is crucial for a safe educational journey

4.3 Budget Considerations

While it's essential to have adequate coverage, also consider your budget. Compare different plans to find one that meets your needs without breaking the bank.

5. What is the Best Travel Insurance for Students Studying Abroad?

When it comes to the best travel insurance for students studying abroad, our product - Safe Travels International is one of the right choices for you. This plan is not just any travel insurance; it's an Excess Travel Medical plan with extensive coverage to ensure your peace of mind while abroad. Our policy offers a coverage period from 5 days to 364 days. Whether you're embarking on a short-term study program or a long-term adventure, we've got you covered.

Study abroad with peace of mind using the Safe Travels International plan

Highlights Benefit of Safe Travels International

Emergency Medical & Hospitalization Policy Max	US$ 50,000
Covid-19 Medical Expenses	Covered and treated as any other Sickness
Co-insurance	100% after the deductible
Emergency Medical Evacuation	100% up to US$ 2,000,000
Emergency Reunion	US$ 15,000
Trip Interruption	US$ 7,500 per policy period
Trip Delay	US$ 2,000 including Accommodations(US$ 150/day) (6 hours or more)
Lost Baggage	US$ 1,000
24-Hour Accidental Death and Dismemberment	US$ 25,000
**24/7 Emergency Assistance	Included

6. What is the Best Health Insurance for Students Studying Abroad?

If you’re an international student embarking on a journey to study abroad and finding health insurance, don't overlook our “Student Health AdvantageSM” package. Our plan meets student visa requirements and offers extensive medical coverage, including benefits for international emergency care, mental health, organized sports,..With comprehensive coverage, this plan ensures your health needs are met while you're away from home.

Highlights Benefit of Student Health AdvantageSM

Maximum Limit	Student: $500,000; Dependent: $100,000
Medical Expenses	In-Network: 90% Out-of-Network: 80% International: 100%
Covid-19 Medical Expenses	Covered and treated as any other Sickness
Emergency Medical Evacuation	$500,000 maximum limit
Emergency Reunion	$50,000 maximum limit
Student Health Center	Copayment per visit: $5
Mental/ nervous	Maximum Limit: $10,000
Intercollegiate/ Interscholastic/ Intramural or Club Sports	Period of Coverage Limit per illness or injury: $5,000
Personal Liability	Combined Maximum Limit: $10,000
Incidental Trip	Maximum 14days In-Network: 90% Out-of-Network: 80% International: 100%
24-Hour Accidental Death and Dismemberment	US$ 25,000

Student Health AdvantageSM meets student visa requirements and offers extensive medical coverage

7. Conclusion

Embarking on a study abroad adventure is an incredible experience. However, it comes with its share of uncertainties. With Travelner’s study abroad insurance, you can embark on your study abroad adventure with confidence, knowing that your health and well-being are in safe hands. Choose us to prepare for your educational experience and make the most of your time studying abroad.