What does UK travel insurance cover?

UK travel insurance typically covers the following areas:

• Medical Expenses

  Covers costs for emergency medical treatment, hospital stays, and repatriation. Even UK residents can benefit from coverage for private care and other expenses not covered by the NHS.

• Trip Cancellation and Interruption

  Reimburses non-refundable expenses such as flights, accommodation, and tours if you need to cancel or cut short your trip due to illness, family emergencies, or other unforeseen events.

• Personal Belongings and Baggage

  Covers the loss, theft, or damage of personal items, including luggage and electronics. This helps replace essential items during your trip.

• Travel Delay

  Provides compensation for additional expenses like accommodation and meals if your trip is delayed due to weather conditions, strikes, or mechanical issues.

• Personal Liability

  Covers legal fees and compensation if you accidentally cause injury to someone or damage their property during your trip, offering financial protection against potential lawsuits.

• Emergency Assistance

  Offers 24/7 support for emergencies such as lost passports, legal issues, or medical evacuations, providing peace of mind during your travels.

• COVID-19 Coverage

  Includes coverage for COVID-19 related medical expenses, quarantine costs, and trip cancellations due to pandemic-related disruptions.

• Adventure and Sports Coverage

  Optional coverage for high-risk activities like skiing and scuba diving, ensuring protection during such activities.